ArthSaarthi Roadmap
This document outlines planned features and improvements for future releases.
v1.1 - Q1 2025
P0: Bug Fixes (Critical)
| Issue |
Description |
| Privacy setting for PPF/Bond |
Privacy toggle not being applied on portfolio page |
| Bond edit modal type |
Edit modal shows "Stock" instead of "Bond" |
| Sharpe ratio per-portfolio |
Same value for all portfolios (using combined history) |
P1: Desktop UX Improvements
| Feature |
Description |
| Splash screen for asset seeding |
Show splash with progress bar during initialization instead of banner |
| Update notification |
Check GitHub Releases on startup, notify user if new version available with download link |
P1: MF Import - CAMS & MFCentral
Support importing Mutual Fund transactions from major sources.
| Source |
Format |
Coverage |
| MFCentral |
Excel |
2022+ (all RTAs) |
| CAMS |
Excel |
Full history (HDFC, ICICI Pru, DSP, Franklin, TATA, Kotak, etc.) |
Field mapping:
| Our Field | MFCentral | CAMS |
|-----------|-----------|------|
| Date | Date | TRADE_DATE |
| Scheme | Scheme Name | SCHEME_NAME |
| Txn Type | Transaction Description | TRANSACTION_TYPE |
| Amount | Amount | AMOUNT |
| Units | Units | UNITS |
| NAV | NAV | PRICE |
P2: MF Import - KFintech & Others
| Source |
Format |
Coverage |
| KFintech |
PDF |
Full history (SBI, Axis, UTI, Nippon, Mirae, etc.) |
| Zerodha Coin |
Excel/CSV |
Direct MF via Zerodha |
Requires PDF parsing with multi-section structure (KFintech).
P2: Dividend Statement Import ✅
| Source |
Format |
Status |
| Zerodha Dividend |
Excel (XLSX) |
✅ Done |
| ICICI DEMAT Dividend |
PDF |
✅ Done |
Creates DIVIDEND transactions with TDS tracking.
P2: Corporate Actions
| Feature |
Description |
| Manual corporate action entry |
New transaction type for merger, demerger, ticker rename |
| Documentation |
User guide section explaining how to handle corporate actions |
Supported action types:
- Merger (multiple old tickers → new ticker with ratio)
- Demerger (old ticker → multiple new tickers with ratio)
- Ticker rename/symbol change
Import behavior: Unrecognized tickers during import are skipped; user must manually log corporate actions.
P3: Desktop Enhancements
| Feature |
Description |
| System tray integration |
Minimize to tray instead of taskbar |
P3: UX Improvements
| Feature |
Description |
| System theme preference |
Add "System" option to follow OS light/dark mode changes dynamically |
P3: Analytics Enhancements
| Feature |
Description |
| Investment Style (Growth vs Value) |
Classify holdings by P/E, P/B ratios; on-demand fetch and cache |
| Benchmark comparison (basic) |
Compare portfolio returns against Nifty 50 / Sensex |
P4: Future Considerations
| Feature |
Description |
| Windows ARM64 native |
Currently uses x64 via emulation |
| ICICI Direct MF PDF |
Lower priority if CAMS covers same AMCs |
v1.2.0 (Target: Feb 2026)
Capital Gains View (FR6.5)
| Feature |
Description |
| Capital gains summary |
Unrealized/realized gains with short-term vs long-term breakdown |
| Asset-type-specific thresholds |
Listed equity (12mo), unlisted (24mo), debt/gold (36mo), SGBs (36mo + maturity exemption) |
| Tax calculation |
STCG/LTCG rates per asset class |
Historical Price Caching (NFR-Analytics-1)
- Daily Portfolio Snapshots - Cache daily valuations for history chart
- MF NAV History - Fetch and cache from AMFI for 1 year
- Bond Price History - Cache NSE prices or use amortized cost
- Enhanced Sharpe Ratio - Use cached history for all asset types
Analytics & Reporting
- Capital gains report for tax filing (ITR format)
- Advanced Benchmarking:
- Hybrid Benchmarks: Support mixed indices (e.g., CRISIL Hybrid 35+65) for balanced portfolios.
- Risk-Free Rate: Overlay "Risk-Free" growth line (e.g., 6-7% p.a.) on comparison charts.
- Category Benchmarking: Compare Equity portion vs Nifty, Debt vs Bond Yields independently.
Goal Planning
- Link assets to financial goals
- Progress tracking with projections
AI-Powered Features
- Tax-loss harvesting suggestions
- Portfolio rebalancing recommendations
- Personalized daily digest
Market Insights
- News feeds for holdings
- Deep-dive asset research
Contributing
See Contributing Guide for how to contribute to these features.