Project Handoff & Status Summary

Last Updated: 2025-12-15

1. Current Project Status

Overall Status: 🟢 Stable
Summary: All major features planned for the current development cycle, including Foreign Stock & Currency Support, are complete and stable. All automated test suites (backend, frontend, and E2E) are passing following a final stabilization phase. The application has been manually tested and is considered ready for the next phase of development or for a new release.

Frontend Unit Tests: Resolved all failures in the Jest test suite, primarily by aligning mock data in TransactionFormModal.test.tsx with the component's updated logic for handling FX rates.
E2E Test Coverage: Enabled the previously skipped E2E test for asset-level XIRR (analytics.spec.ts) by implementing a robust mocking strategy for the holdings API response. The full suite of 31 tests now passes.
Code Quality: Eliminated the final remaining eslint warnings in the frontend codebase and removed duplicated code from the backend.

Equities: Stocks, ETFs.
Mutual Funds: Indian MFs via AMFI.
Fixed Income:
- Fixed Deposits (FDs) - Cumulative & Payout.
- Recurring Deposits (RDs).
- Public Provident Fund (PPF).
- Bonds (Corporate, Government, SGBs, T-Bills) with manual coupon tracking.

Dashboard: High-level summary, historical chart, asset allocation, and top movers.
Consolidated Holdings View: Grouped by asset class with sorting and drill-down for transaction history.
Advanced Analytics: Portfolio and Asset-level XIRR calculation.
Automated Data Import: Support for Zerodha, ICICI Direct, and generic CSV files with on-the-fly asset alias mapping.
Watchlists: Create and manage custom watchlists.
Goal Planning: Define financial goals and link assets to track progress.
Mutual Fund Dividends: Track both cash and reinvested dividends for mutual funds.
Stock Dividend Reinvestment (DRIP): Support for automatic reinvestment of stock dividends.
Foreign Income Tracking: Correctly handle dividends and coupons for foreign assets using historical FX rates.
Foreign Stock & Currency Support: Track assets in foreign currencies (e.g., USD). Portfolio values, analytics, and performance metrics are automatically converted and consolidated into your base currency (INR) using real-time and historical FX rates.
Security & User Management:
- Audit Logging Engine for key events.
- User Profile Management (name/password change).
- Inactivity Timeout to automatically log out users.
- Desktop-mode encryption support.
UX Enhancements:
- Privacy Mode to obscure sensitive values.
- Context-sensitive help links.

Pluggable Financial Data Service (NFR12): The FinancialDataService has been refactored into a provider-based architecture (Strategy Pattern), making it easy to add new data sources. It currently supports AMFI (Mutual Funds), NSE Bhavcopy (Indian Equities/Bonds), and yfinance (fallback/international).
Pluggable Caching Layer (NFR9): The application supports both Redis and a file-based DiskCache for improved performance and deployment flexibility.
Analytics Caching (NFR9.2): Expensive analytics and holdings calculations are cached to improve UI responsiveness and reduce server load.

Based on the product_backlog.md, the next features to consider are:

Manual Asset Seeding (FR2.3): Allow admins to trigger asset master updates from the UI without restarting the server (FR defined).
Capital Gains Report: Generate Short-Term (STCG) and Long-Term (LTCG) capital gains reports, leveraging the new Tax Lot Accounting logic.
Automated Data Import - Phase 3 (FR7): Implement a parser for Consolidated Account Statements (MF CAS) to simplify Mutual Fund onboarding.
Forgotten Password Flow (FR1.6): Implement a secure password reset mechanism.